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news year's resolution

Don’t Forget Your Finances In Those New Year’s Resolutions

By Walter Laskos According to Wikipedia, the “Babylonians made promises to their gods at the start of each year that they would return borrowed objects and pay their debts. The Romans began each year by making promises to the god Janus, for whom the month of January is named. In the Medieval era, the knights...
Better Banking online safety

Online Safety is Job #1 This Holiday Season

By Walter Laskos The holidays are upon us and gift-buying is at an all-time high. While many will be fighting the crowds at the local mall and shopping centers, others will choose a more laid back and leisurely way to complete their holiday gift-buying shopping list by conducting their purchases online. After all, why confront the...
Better Banking: Understanding Your Credit Score

Better Banking Solves the Mysteries of Your Credit Score

By Walter Laskos In today's commercial world, your ability to buy a home or use credit cards is contingent on the quality of your credit worthiness. The process begins with the lending institution where you might be applying for the credit card or loan to purchase a home or auto, and it entails looking up...
America's Credit Union Museum

Credit Unions Offer Power to the Working Class

By Walter Laskos Ever Wonder Why Credit Unions Were Formed? By the beginning of the twentieth century, thousands of immigrants pursuing work and a better life found their way to the mills of the largest textile-manufacturing center in the nation---Manchester, New Hampshire. Although gainfully employed, they were denied the privileges of savings and credit. On a hillside...
student loan debt

Ease the Pain of College Tuition with Smart Borrowing Decisions

By Walter Laskos It's 2017 and Americans are more burdened by student loan debt than ever. Today, Americans hold more than $1.4 trillion in student loan debt, spread out among about 44 million borrowers. Compare that to the total US credit card debt of some $880 billion. No wonder all the alarm bells sound when graduates...
payday loan

Beware of the Payday Loan Borrowing Cycle!

Each year, about 12 million people in the United States in need of quick access to cash take out payday loans, often spending billions on principal, interest, and fees. Payday loan borrowers spend approximately $7.4 billion annually at 20,000 storefronts and hundreds of websites, plus additional sums at a growing number of banks. The...
special olympics rhode island

Better Banking Cheers On Special Olympics Rhode Island Athletes

By Walter Laskos Each year, Special Olympics Rhode Island touches the lives of thousands of Olympic Athletes and their families across Rhode Island through a variety of programs, most especially its Summer Games at URI. The Credit Unions of Rhode Island proudly assist annually in supporting the games. Sponsorships and donations like this have allowed...
Narragansett High School students learn about good financial habits

Narragansett Students Spin the Wheel of Misfortune

By Walter Laskos Spin the “Wheel of Misfortune" and learn what fate has in store for you and your financial wellbeing. Will you be paying a hospital bill or winning a lottery? Narragansett High School students took the wheel out for a spin during a recent CU 4 Reality Fair, hosted by Westerly Community Credit Union....
First Loan Better Banking

Locking Down Your First Loan May Not Be As Frightful As You Think!

By Walter Laskos For many, the desire to see one's dreams come true today requires the ability to take out a loan. Whether it's to secure a diploma to achieve a college degree, buy a new car, renovate part of your home, or increase the size of your business, chances are you will need additional...
Financial Literacy Better Banking

Teacher Richard Garland Leads Students Toward Financial Literacy

By Courtney Hunter and Walter Laskos Financial Literacy or financial education—what does it really mean? To some, it's an understanding of the way money works. To others, it's a life-long journey that involves a knowledge of finances; how to save, invest and manage one's money so that come retirement, you can sit back and enjoy...